There’s an unofficial rule in life and retirement planning: the more options you have, the more difficult it is to make a choice. Luckily, we take the stress out of the planning process. Whether you’re looking for a fully-bundled, semi-bundled, or investment-only approach to pension plan services, or you are looking for a provider that can combine services for both defined contribution and defined benefit plans, we’re there to help you find a solution that works for you. You've got this.
Invest in the future of your business with benefits that attract and retain top talent
When it comes to pensions, there are a lot of shiny new options out there (we should know, we’ve seen them all). A more traditional approach—like a pension with a defined vesting period—still offers big value because it may motivate workers to stay with your company, especially when offered alongside a defined contribution plan. We’ll help you find the win/win in traditional pension planning, with administrative support and actuarial services to increase efficiency as well as user-friendly participant tools to inform and engage your employees.
Take back your peace of mind with customized solutions that reduce risk
Think of us as pension plan peacekeepers. We’ll make sure you don’t let the stress of funding challenges, volatile markets, and unprecedented risk prevent you from running your business (or ruin a good night’s sleep). We’ll help you transfer the uncertainties associated with plan assets and liabilities, eliminate accounting and funding volatility driven by the strict regulatory environment, lower corporate expenses, and increase your focus on your core business.
Cash Balance Pension Plan
Help employees supercharge their savings and cut their tax bills
Take a traditional defined benefit pension plan, add a 401(k) twist, and you’ve got a cash balance pension plan. A cash balance plan provides a pension benefit based on age, length of service and eligible pay with employees becoming fully vested after completing three years of service.
Freedom of benefits options, with the full-time support of MassMutual
Sometimes you want a full-course meal, other times you want à la carte. If you want more freedom in your benefits offerings, we’ve got you covered. We’ll work closely with you to help find the right fit in asset allocation, manager selection, and monitoring. Our highly trained practitioners can conduct due diligence and client consulting, and deliver real-time market insights to clients and advisors. Plus, you ‘ll be able to choose from a broad range of funds featuring portfolio management from some of the most highly regarded firms in the industry.