Insurance Benefits Basics

Is Whole Life Insurance right for me?

By MassMutual@Work

1Massachusetts Mutual Life Insurance Company (MassMutual) Workplace Voice of Customer Research, April 2014

2Access to cash values through borrowing or partial surrenders will reduce the policy’s cash value and death benefit, increase the chance the policy will lapse and may result in a tax liability if the policy terminates before the death of the insured.

Ease of Purchase

PURCHASING COVERAGE IS AS EASY AS 1-2-3. (REALLY!)

Financial Wellness

YOUR FINANCIAL HEALTH IS AS IMPORTANT AS YOUR PHYSICAL HEALTH!

Americans are generally underprepared.

3 LIMRA Facts of Life, 2013
4 2013 Life Insurance Barometer Study, conducted by LIFE Foundation and LIMRA
Affordability

HOW MUCH DOES IT COST FOR A TOBACCO-FREE ADULT?

$50,000 MassMutual@Work Whole Life Coverage5

5 Additional policy features, or riders, are not included in the examples above and may be available at an additional cost.

 

Dividend Eligible

Your MassMutual@Work group whole life coverage offers the potential for dividends. While not guaranteed, MassMutual has consistently paid dividends since the 1860s.

6 Massachusetts Mutual Life Insurance Company Statutory Annual Statement, Year-End — Summary of Operations — Dividends to Policyholders. The 1996 increase reflects, in part, a merger with Connecticut Mutual Life Insurance Company.

 

Group whole life insurance (GPWL), (MM-GCWL-2014 and MM-GCWL-2014 (NC), in North Carolina) is level-premium, participating permanent life insurance. The GPWL policy and GCWL certificates are issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001.

 

CRN201709-196350